For a graphical forecast, visit weather.gov/beach/tae or see the county based surf zone forecast below:
Detailed Surf Zone Forecast
252
FZUS52 KTAE 231616
SRFTAE
Surf Zone Forecast
National Weather Service Tallahassee FL
1116 AM EST Mon Feb 23 2026
...HIGH RIP CURRENT RISK FOR GULF AND BAY COUNTY BEACHES TODAY...
.THE SURF ZONE FORECAST GENERAL OUTLOOK...
A high rip current risk continues through tonight along Gulf and Bay
County beaches. Unseasonably cool weather continues through Tuesday,
with offshore winds also cooling the Gulf waters, then a big warmup in
air temperatures on Wednesday. The warmup will be heralded by brisk
southerly flow, which will build surf midweek, leading to a high rip
current risk along much of the Gulf beaches on Wednesday, Thursday,
and at least through Friday.
Based on communication with area beach officials, the following flags
are flying at area beaches:
Walton........................Yellow
Bay...........................Red
State Park Gulf Beaches.......Double Red
West Facing Gulf Beaches......Not Available
South Facing Gulf Beaches.....Not Available
Franklin......................Yellow
FLZ108-240900-
South Walton-
Including the beaches of Sandestin, Santa Rosa Beach,
and Turquoise Beach
1016 AM CST Mon Feb 23 2026
.REST OF TODAY...
Rip Current Risk............Moderate.
Surf Height.................Around 2 feet.
UV Index**..................Moderate.
Water Temperature...........60 degrees.
Weather.....................Sunny.
High Temperature............In the lower 50s.
Winds.......................Northwest winds around 20 mph.
Tides...
Panama City..............High at 01:28 PM CST.
Sunrise.....................7:19 AM.
Sunset......................6:38 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Sunny.
High Temperature............In the upper 50s.
Winds.......................Northeast winds around 5 mph, becoming
southwest in the afternoon.
Tides...
Panama City..............High at 02:27 PM CST.
Sunrise.....................7:18 AM.
Sunset......................6:38 PM.
.WEDNESDAY...High rip current risk*. Surf height around 2 feet.
Partly sunny. A slight chance of showers. Highs in the upper 60s.
Southwest winds around 15 mph.
.THURSDAY...High rip current risk*. Partly sunny. Showers likely.
Highs in the upper 60s. South winds around 20 mph.
.FRIDAY...High rip current risk*. Partly sunny. Showers likely and a
slight chance of thunderstorms. Highs in the upper 60s. Northwest
winds around 10 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ112-240900-
Coastal Bay-
Including the beaches of Panama City Beach and Magnolia Beach
1016 AM CST Mon Feb 23 2026
...HIGH RIP CURRENT RISK IN EFFECT THROUGH LATE TONIGHT...
.REST OF TODAY...
Rip Current Risk............High.
Surf Height.................Around 3 feet.
UV Index**..................Moderate.
Water Temperature...........58 degrees.
Weather.....................Sunny.
High Temperature............In the lower 50s.
Winds.......................Breezy. Northwest winds 20 to 25 mph.
Tides...
Panama City..............High at 01:28 PM CST.
Sunrise.....................7:17 AM.
Sunset......................6:36 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Sunny.
High Temperature............In the upper 50s.
Winds.......................Northeast winds around 10 mph, becoming
southwest in the afternoon.
Tides...
Panama City..............High at 02:27 PM CST.
Sunrise.....................7:16 AM.
Sunset......................6:37 PM.
.WEDNESDAY...High rip current risk*. Surf height around 2 feet.
Partly sunny. A slight chance of showers. Highs in the upper 60s.
Southwest winds around 15 mph.
.THURSDAY...High rip current risk*. Partly sunny. Showers likely.
Highs in the upper 60s. South winds around 20 mph.
.FRIDAY...High rip current risk*. Partly sunny. Showers likely and a
slight chance of thunderstorms. Highs in the upper 60s. West winds
around 10 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ114-240900-
Coastal Gulf-
Including the beaches of Saint Joe Beach
1116 AM EST Mon Feb 23 2026 /1016 AM CST Mon Feb 23 2026/
...HIGH RIP CURRENT RISK IN EFFECT THROUGH LATE TONIGHT...
.REST OF TODAY...
Rip Current Risk...
W Facing Beaches.........High.
S Facing Beaches.........Moderate.
State Park Beaches.......High.
Surf Height...
W Facing Beaches.........Around 5 feet.
S Facing Beaches.........Around 2 feet.
State Park Beaches.......Around 5 feet.
UV Index**..................High.
Water Temperature...........61 degrees.
Weather.....................Sunny.
High Temperature............In the lower 50s.
Winds.......................Breezy. Northwest winds around 25 mph.
Tides...
Apalachicola.............Low at 12:43 PM EST.
Sunrise.....................7:15 AM.
Sunset......................6:35 PM.
.TUESDAY...
Rip Current Risk...
W Facing Beaches.........Moderate.
S Facing Beaches.........Moderate.
State Park Beaches.......Moderate.
Surf Height...
W Facing Beaches.........Around 2 feet.
S Facing Beaches.........Around 1 foot.
State Park Beaches.......Around 2 feet.
Weather.....................Sunny.
High Temperature............In the mid 50s.
Winds.......................Northeast winds around 10 mph, becoming
west in the afternoon.
Tides...
None.
Sunrise.....................7:14 AM.
Sunset......................6:35 PM.
.WEDNESDAY...High rip current risk*. Surf height around 3 feet.
Partly sunny. A slight chance of showers. Warmer. Highs in the upper
60s. Southwest winds around 15 mph.
.THURSDAY...High rip current risk*. Partly sunny. A chance of
showers. Highs in the upper 60s. South winds around 20 mph.
.FRIDAY...High rip current risk*. Mostly sunny. Showers likely and a
slight chance of thunderstorms. Highs in the upper 60s. Southwest
winds around 10 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$
FLZ115-240900-
Coastal Franklin-
Including the beaches of Apalachicola
1116 AM EST Mon Feb 23 2026
.REST OF TODAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
UV Index**..................High.
Water Temperature...........64 degrees.
Weather.....................Sunny.
High Temperature............In the lower 50s.
Winds.......................Northwest winds around 20 mph.
Tides...
Apalachicola.............Low at 12:43 PM EST.
Sunrise.....................7:13 AM.
Sunset......................6:33 PM.
.TUESDAY...
Rip Current Risk............Moderate.
Surf Height.................Around 1 foot.
Weather.....................Sunny.
High Temperature............In the mid 50s.
Winds.......................North winds around 10 mph, becoming
southwest in the afternoon.
Tides...
None.
Sunrise.....................7:12 AM.
Sunset......................6:34 PM.
.WEDNESDAY...Moderate rip current risk*. Surf height around 2 feet.
Partly sunny. Warmer. Highs in the mid 60s. Southwest winds around
15 mph.
.THURSDAY...High rip current risk*. Partly sunny. A chance of
showers. Highs in the upper 60s. South winds around 20 mph.
.FRIDAY...High rip current risk*. Mostly sunny. Showers likely and a
slight chance of thunderstorms. Highs in the upper 60s. Southwest
winds around 10 mph.
&&
Rip Current Risk Category
* Low Risk - The risk for rip currents is low, however,
life-threatening rip currents often occur in the vicinity of groins,
jetties, reefs, and piers.
* Moderate Risk - Life-threatening rip currents are possible in the
surf zone.
* High Risk - Life-threatening rip currents are likely in the surf
zone.
** For lightning, waterspout, and UV definitions see:
https://www.weather.gov/beach/tae
$$